UPDATE III: My source pulled through. I guess the most important line in the whole thing is

“Accumulating additional years of service will not increase your future compensation credit rate.” Essentially it isn’t a FREEZE yet, but you aren’t acruing any additional service years towards retirement.

Bank of Opportunity…if you are the CEO
check below the fold to see the lovely print work they do

this is as good as it gets until I can get a pdf! shit!

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